Flexible. Affordable. Easy to Use.
Harvest Health provides farm families with a tax-advantaged way to pay for health care and a vehicle to save money for the future. With Harvest Health, you can put your un-priced bushels to work when you commit to sell them to Cargill.
As a Harvest Health customer, Cargill funds a Wells Fargo Health Savings Account (HSA) for you and your family. HSAs are growing in popularity as an affordable alternative to traditional health insurance plans. Talk to your TruHorizons representative to learn more about the benefits and features of an HSA.
With Harvest Health, you have the flexibility to decide how much money (up to certain limits) you want Cargill to contribute each year to your HSA in exchange for a grain sale commitment. Funds may be withdrawn from your HSA at anytime (tax free) to pay for qualified medical expenses. Further, just like an IRA or 401(k), any earnings and unused balances in your HSA can grow tax-free, making it an effective retirement savings vehicle.
To qualify for an HSA, you must first have a compatible high-deductible health plan (HDHP). Through a Cargill partnership with eHealthInsurance, you can search online for a quality HDHP from leading insurance companies across the nation. HDHP's are also available from most reputable insurance companies and can be obtained by contacting your local health insurance agent.
Download: Harvest Health